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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,428 | $87,106-57.0% | $105,607-64.6% | $80,935-53.8% |
| Participation rate | 96.0% | 70.4%+25.6pp | 75.3%+20.7pp | 67.7%+28.3pp |
| Annual return | 10.18% | 17.01%-6.8pp | 116.11%-105.9pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,092 | $2,396-12.7% | $3,167-33.9% | $2,757-24.1% |
| Participant deferral / active EE | $2,302 | $3,986-42.3% | $5,011-54.1% | $4,299-46.5% |
| Admin fee / account holder | $5,273 | $8,447-37.6% | $10,958-51.9% | $6,924-23.9% |