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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,205 | $87,733-32.5% | $106,554-44.4% | $85,851-31.0% |
| Participation rate | 91.9% | 71.9%+20.0pp | 76.1%+15.8pp | 69.3%+22.6pp |
| Annual return | 9.62% | 21.86%-12.2pp | 26.80%-17.2pp | 318.63%-309.0pp |
| Employer contribution / active EE | $2,880 | $2,073+39.0% | $2,819+2.2% | $2,565+12.3% |
| Participant deferral / active EE | $3,074 | $3,469-11.4% | $4,398-30.1% | $3,952-22.2% |
| Admin fee / account holder | $10,132 | $6,767+49.7% | $7,408+36.8% | $6,261+61.8% |