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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,211 | $81,487+247.6% | $102,412+176.5% | $80,935+249.9% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 21.08% | 25.60%-4.5pp | 24.94%-3.9pp | 35.66%-14.6pp |
| Employer contribution / active EE | $4,296 | $3,103+38.4% | $3,870+11.0% | $2,757+55.8% |
| Participant deferral / active EE | $10,315 | $3,871+166.5% | $5,060+103.8% | $4,299+139.9% |
| Admin fee / account holder | $41,644 | $6,717+519.9% | $8,388+396.5% | $6,924+501.4% |