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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,571 | $73,988+268.4% | $96,538+182.3% | $75,177+262.6% |
| Participation rate | 97.6% | 66.4%+31.1pp | 74.3%+23.2pp | 67.2%+30.4pp |
| Annual return | 14.99% | 26.73%-11.7pp | 35.74%-20.7pp | 160.75%-145.8pp |
| Employer contribution / active EE | $9,234 | $2,930+215.1% | $3,740+146.9% | $2,671+245.7% |
| Participant deferral / active EE | $9,793 | $3,660+167.5% | $4,880+100.7% | $4,126+137.3% |
| Admin fee / account holder | $10,824 | $5,220+107.4% | $6,737+60.7% | $5,651+91.5% |