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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,584 | $80,992+25.4% | $96,534+5.2% | $75,173+35.1% |
| Participation rate | 88.9% | 71.8%+17.1pp | 76.0%+12.9pp | 67.2%+21.7pp |
| Annual return | 11.63% | 27.05%-15.4pp | 25.88%-14.3pp | 160.72%-149.1pp |
| Employer contribution / active EE | $1,323 | $2,283-42.0% | $2,965-55.4% | $2,671-50.5% |
| Participant deferral / active EE | $6,968 | $3,929+77.3% | $4,851+43.7% | $4,126+68.9% |
| Admin fee / account holder | $1,782 | $6,717-73.5% | $8,253-78.4% | $5,651-68.5% |