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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,580 | $92,219+21.0% | $76,767+45.3% | $135,380-17.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -5.93% | 5.46%-11.4pp | 2.43%-8.4pp | 519.81%-525.7pp |
| Employer contribution / active EE | $5,887 | $3,216+83.1% | $2,485+136.9% | $4,779+23.2% |
| Participant deferral / active EE | $5,822 | $4,508+29.1% | $3,852+51.2% | $5,609+3.8% |
| Admin fee / account holder | $3,364 | $10,749-68.7% | $6,675-49.6% | $10,828-68.9% |