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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,679 | $112,131-71.7% | $95,964-67.0% | $158,982-80.1% |
| Participation rate | 81.8% | 79.0%+2.8pp | 77.1%+4.7pp | 82.0%-0.1pp |
| Annual return | 14.42% | 171.19%-156.8pp | 91.64%-77.2pp | 302.99%-288.6pp |
| Employer contribution / active EE | $300 | $3,199-90.6% | $2,541-88.2% | $4,763-93.7% |
| Participant deferral / active EE | $1,625 | $4,784-66.0% | $4,167-61.0% | $5,983-72.8% |
| Admin fee / account holder | $3,315 | $10,136-67.3% | $6,797-51.2% | $11,252-70.5% |