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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,926 | $58,895-13.5% | $178,503-71.5% | $73,497-30.7% |
| Participation rate | 99.5% | 66.2%+33.3pp | 81.9%+17.6pp | 70.7%+28.9pp |
| Annual return | 17.11% | 24.86%-7.8pp | 151.12%-134.0pp | 28.51%-11.4pp |
| Employer contribution / active EE | $2,496 | $2,236+11.6% | $5,011-50.2% | $2,270+9.9% |
| Participant deferral / active EE | $3,191 | $2,567+24.3% | $5,202-38.7% | $3,740-14.7% |
| Admin fee / account holder | $3 | $400-99.4% | $13,987-100.0% | $513-99.5% |