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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,397 | $54,370+44.2% | $82,763-5.3% | $68,490+14.5% |
| Participation rate | 79.5% | 63.9%+15.5pp | 72.6%+6.9pp | 67.9%+11.6pp |
| Annual return | -19.56% | -13.67%-5.9pp | 702.45%-722.0pp | -7.85%-11.7pp |
| Employer contribution / active EE | $3,123 | $2,219+40.7% | $3,008+3.8% | $2,597+20.3% |
| Participant deferral / active EE | $3,562 | $3,247+9.7% | $4,395-19.0% | $4,028-11.6% |
| Admin fee / account holder | $4,158 | $4,398-5.5% | $5,325-21.9% | $5,403-23.0% |