See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.7+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $112,688 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,251 | $86,225+10.5% | $146,665-35.1% | $86,799+9.7% |
| Participation rate | 62.2% | 78.0%-15.8pp | 80.1%-17.9pp | 72.3%-10.1pp |
| Annual return | 22.15% | 31.23%-9.1pp | 22.74%-0.6pp | 97.91%-75.8pp |
| Employer contribution / active EE | $938 | $2,392-60.8% | $4,136-77.3% | $2,405-61.0% |
| Participant deferral / active EE | $3,250 | $4,245-23.4% | $5,506-41.0% | $4,131-21.3% |
| Admin fee / account holder | $329 | $195+68.7% | $10,280-96.8% | $170+94.3% |