See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.6+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $97,940 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,222 | $78,419+16.3% | $133,956-31.9% | $73,409+24.3% |
| Participation rate | 64.1% | 78.6%-14.5pp | 79.8%-15.8pp | 72.2%-8.1pp |
| Annual return | 13.88% | 33.35%-19.5pp | 45.09%-31.2pp | 59.29%-45.4pp |
| Employer contribution / active EE | $669 | $2,044-67.3% | $3,919-82.9% | $2,234-70.1% |
| Participant deferral / active EE | $3,361 | $3,925-14.4% | $5,048-33.4% | $3,805-11.7% |
| Admin fee / account holder | $323 | $161+100.4% | $8,927-96.4% | $158+104.7% |