Retirement plan

CURATIVE CONNECTIONS, INC. 401K RETIREMENT SAVINGS PLAN

Name: CURATIVE CONNECTIONS, INC. - CURATIVE CONNECTIONS, INC. 401K RETIREMENT SAVINGS PLAN (2016) Form 5500
Creator: CURATIVE CONNECTIONS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CURATIVE CONNECTIONS, INC. 401K RETIREMENT SAVINGS PLAN, CURATIVE CONNECTIONS, INC.

CURATIVE CONNECTIONS, INC.EIN 39-0806435Plan #002PY 2016

P.O. BOX 8027, 2900 CURRY LANE - GREEN BAY, WI 543088027920-468-9129curativeconnections.orgLinkedIn201-500 employeesindividual & family services

Prospect flagsLow participationLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$6.3M

+3.1% from 2015

Total participants

582

+6.2% from 2015

Average account balance

$38,483

+19.4% from 2015

Annual return

10.82%

+4.87 pp from 2015

Benchmarks

See 2,524 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,524 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$53K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

185

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$506K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$260

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY2+ years Service code 26 · EIN 26-4310632 111 N WASHINGTON ST, SUITE 410 · GREEN BAY, WI 54301	Advisory (Participants)	$31,909
PENSION INC.2+ years Service code 13 · EIN 39-1955089 1980 COMMERCIAL WAY · GREEN BAY, WI 54311	Contract Administrator	$23,805

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$38K

$70 / participant

Investment mgmt$18K47.0%
Other / not subdivided$20K53.0%

% of EOY assets

0.601%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WIPFLI LLP
Auditor EIN: 390758449
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,483

$80,177-52.0%

$123,894-68.9%

$57,658-33.3%

Participation rate

23.3%

74.4%-51.1pp

81.4%-58.1pp

70.2%-46.9pp

Annual return

10.82%

17.90%-7.1pp

47.52%-36.7pp

5.13%+5.7pp

Employer contribution / active EE

$260

$2,913-91.1%

$4,617-94.4%

$1,974-86.9%

Participant deferral / active EE

$454

$5,130-91.2%

$5,984-92.4%

$3,061-85.2%

Admin fee / account holder

$231

$106+117.7%

$8,357-97.2%

$95+144.8%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY2+ years

Service code 26 · EIN 26-4310632

111 N WASHINGTON ST, SUITE 410 · GREEN BAY, WI 54301

Advisory (Participants)

$31,909

PENSION INC.2+ years

Service code 13 · EIN 39-1955089

1980 COMMERCIAL WAY · GREEN BAY, WI 54311

Contract Administrator

$23,805

CURATIVE CONNECTIONS, INC. 401K RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CURATIVE CONNECTIONS, INC. 401K RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion