Retirement plan

HOLZ MOTORS, INC. 401K SAVINGS PLAN

Name: HOLZ MOTORS, INC - HOLZ MOTORS, INC. 401K SAVINGS PLAN (2016) Form 5500
Creator: HOLZ MOTORS, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOLZ MOTORS, INC. 401K SAVINGS PLAN, HOLZ MOTORS, INC

HOLZ MOTORS, INCEIN 39-0792093Plan #002PY 2016

5961 SOUTH 108TH PLACE - HALES CORNERS, WI 53130414-425-2400holzmotors.comLinkedIn51-200 employeesautomotive

Prospect flagsLow returnsFailed to transmit contributions

How to read this page

Total assets (EOY)

$10.4M

-10.0% from 2015

Total participants

147

+3.5% from 2015

Average account balance

$84,435

-7.8% from 2015

Annual return

3.89%

+4.33 pp from 2015

Benchmarks

See 2,356 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,356 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.75M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$92K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

150

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$733K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$243

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO2+ years Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846	Recordkeeping	$12,783
TUSHAUS & ASSOCIATES, LLC2+ years Service code 10 · EIN 46-1588286	Accounting	$9,985
BMO HARRIS BANK NA2+ years Service code 19 · EIN 36-2085229	Securities Custodian	$0
BMO HARRIS BANK NA1 year Filed as: BMO HARRIS BANK, NA Service code 19	Securities Custodian	$0
AMERICAN UNITED LIFE INSURANCE CO1 year Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$23K

$188 / participant

Other / not subdivided$23K100.0%

% of EOY assets

0.219%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: TUSHAUS & ASSOCIATES, LLC
Auditor EIN: 461588286
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$84,435

$42,546+98.5%

$71,796+17.6%

$55,167+53.1%

Participation rate

80.2%

59.1%+21.0pp

69.1%+11.1pp

69.0%+11.2pp

Annual return

3.89%

12.36%-8.5pp

78.04%-74.2pp

169.23%-165.3pp

Employer contribution / active EE

$826

$803+2.9%

$1,924-57.1%

$1,963-57.9%

Participant deferral / active EE

$2,550

$2,064+23.5%

$2,794-8.8%

$3,054-16.5%

Admin fee / account holder

$185

$650-71.5%

$4,815-96.2%

$504-63.3%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO2+ years

Filed as: ONEAMERICA RETIREMENT SERVICES LLC

Service code 15 · EIN 46-5378846

Recordkeeping

$12,783

TUSHAUS & ASSOCIATES, LLC2+ years

Service code 10 · EIN 46-1588286

Accounting

$9,985

BMO HARRIS BANK NA2+ years

Service code 19 · EIN 36-2085229

Securities Custodian

BMO HARRIS BANK NA1 year

Filed as: BMO HARRIS BANK, NA

Service code 19

Securities Custodian

AMERICAN UNITED LIFE INSURANCE CO1 year

Filed as: ONEAMERICA RETIREMENT SERVICES, LLC

Service code 15

Recordkeeping

HOLZ MOTORS, INC. 401K SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOLZ MOTORS, INC. 401K SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion