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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,460 | $150,447+12.0% | $136,298+23.6% | $147,586+14.1% |
| Participation rate | 84.6% | 84.4%+0.2pp | 81.9%+2.7pp | 82.8%+1.8pp |
| Annual return | 16.07% | 1049.15%-1033.1pp | 5156.27%-5140.2pp | 578.59%-562.5pp |
| Employer contribution / active EE | $1,086 | $5,256-79.3% | $4,696-76.9% | $4,876-77.7% |
| Participant deferral / active EE | $3,181 | $6,631-52.0% | $6,247-49.1% | $5,439-41.5% |
| Admin fee / account holder | $10,836 | $10,906-0.6% | $9,244+17.2% | $10,886-0.5% |