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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,210 | $80,985+34.9% | $96,576+13.1% | $75,181+45.3% |
| Participation rate | 52.0% | 71.8%-19.8pp | 76.0%-24.0pp | 67.2%-15.2pp |
| Annual return | 15.76% | 27.05%-11.3pp | 25.87%-10.1pp | 160.69%-144.9pp |
| Employer contribution / active EE | $1,298 | $2,282-43.1% | $2,965-56.2% | $2,671-51.4% |
| Participant deferral / active EE | $1,863 | $3,929-52.6% | $4,851-61.6% | $4,126-54.8% |
| Admin fee / account holder | $4,929 | $6,719-26.6% | $8,253-40.3% | $5,650-12.8% |