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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,392 | $112,131-24.7% | $95,964-12.1% | $158,982-46.9% |
| Participation rate | 63.6% | 79.0%-15.4pp | 77.1%-13.4pp | 82.0%-18.3pp |
| Annual return | 16.48% | 171.19%-154.7pp | 91.64%-75.2pp | 302.99%-286.5pp |
| Employer contribution / active EE | $1,276 | $3,199-60.1% | $2,541-49.8% | $4,763-73.2% |
| Participant deferral / active EE | $1,975 | $4,784-58.7% | $4,167-52.6% | $5,983-67.0% |
| Admin fee / account holder | $484 | $10,136-95.2% | $6,797-92.9% | $11,252-95.7% |