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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,802 | $86,949+2.1% | $102,460-13.3% | $80,959+9.7% |
| Participation rate | 61.6% | 72.4%-10.7pp | 76.5%-14.9pp | 67.7%-6.0pp |
| Annual return | 24.49% | 18.89%+5.6pp | 29.47%-5.0pp | 35.67%-11.2pp |
| Employer contribution / active EE | $879 | $2,370-62.9% | $3,025-71.0% | $2,757-68.1% |
| Participant deferral / active EE | $2,541 | $4,121-38.3% | $5,056-49.7% | $4,300-40.9% |
| Admin fee / account holder | $14,165 | $8,048+76.0% | $9,460+49.7% | $6,925+104.5% |