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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,912 | $99,380+129.3% | $90,312+152.4% | $155,188+46.9% |
| Participation rate | 100.0% | 77.3%+22.7pp | 72.9%+27.1pp | 80.8%+19.2pp |
| Annual return | 12.36% | 19.35%-7.0pp | 18.90%-6.5pp | 148.84%-136.5pp |
| Employer contribution / active EE | $8,334 | $2,390+248.7% | $2,243+271.6% | $4,248+96.2% |
| Participant deferral / active EE | $7,152 | $4,212+69.8% | $3,749+90.8% | $6,531+9.5% |
| Admin fee / account holder | $52,073 | $9,766+433.2% | $8,248+531.4% | $14,480+259.6% |