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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,630 | $104,577+32.6% | $76,667+80.8% | $152,909-9.3% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 13.22% | 1014.36%-1001.1pp | 1166.74%-1153.5pp | 345.46%-332.2pp |
| Employer contribution / active EE | $7,535 | $3,119+141.6% | $2,303+227.2% | $4,764+58.2% |
| Participant deferral / active EE | $6,248 | $4,237+47.4% | $3,336+87.3% | $5,851+6.8% |
| Admin fee / account holder | $3,635 | $12,290-70.4% | $6,423-43.4% | $11,601-68.7% |