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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,912 | $102,245+122.9% | $89,340+155.1% | $137,256+66.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 12.36% | 21.89%-9.5pp | 20.57%-8.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $8,334 | $2,529+229.5% | $2,231+273.5% | $4,156+100.5% |
| Participant deferral / active EE | $7,152 | $4,436+61.2% | $3,823+87.1% | $6,407+11.6% |
| Admin fee / account holder | $52,073 | $8,085+544.0% | $6,704+676.8% | $12,270+324.4% |