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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,912 | $147,594+54.4% | $121,871+87.0% | $198,609+14.8% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.2%+26.8pp | 82.4%+17.6pp |
| Annual return | 12.36% | 12.94%-0.6pp | 13.57%-1.2pp | 202.70%-190.3pp |
| Employer contribution / active EE | $8,334 | $3,007+177.2% | $2,731+205.1% | $5,055+64.8% |
| Participant deferral / active EE | $7,152 | $5,168+38.4% | $4,318+65.6% | $6,977+2.5% |
| Admin fee / account holder | $52,073 | $15,134+244.1% | $11,551+350.8% | $19,030+173.6% |