Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $10,469 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 22 · EIN 26-4310632 | Insurance Broker | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,755 | $63,924-12.8% | $108,582-48.7% | $55,167+1.1% |
| Participation rate | 69.7% | 74.3%-4.6pp | 79.6%-9.9pp | 69.0%+0.7pp |
| Annual return | 7.78% | 15.31%-7.5pp | -51.70%+59.5pp | 169.23%-161.4pp |
| Employer contribution / active EE | $340 | $1,879-81.9% | $3,758-91.0% | $1,963-82.7% |
| Participant deferral / active EE | $2,578 | $3,067-15.9% | $4,311-40.2% | $3,054-15.6% |
| Admin fee / account holder | $90 | $618-85.4% | $7,645-98.8% | $504-82.1% |