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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,346 | $65,395-52.1% | $182,558-82.8% | $72,976-57.0% |
| Participation rate | 73.5% | 65.4%+8.1pp | 78.0%-4.5pp | 69.5%+4.0pp |
| Annual return | 11.76% | 27.68%-15.9pp | 148.59%-136.8pp | 81.02%-69.3pp |
| Employer contribution / active EE | $754 | $1,911-60.6% | $4,076-81.5% | $2,440-69.1% |
| Participant deferral / active EE | $2,276 | $3,563-36.1% | $5,526-58.8% | $3,608-36.9% |
| Admin fee / account holder | $3,900 | $4,245-8.1% | $8,594-54.6% | $5,124-23.9% |