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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,539 | $56,054-63.4% | $171,082-88.0% | $62,881-67.3% |
| Participation rate | 80.5% | 62.9%+17.6pp | 76.7%+3.8pp | 69.3%+11.2pp |
| Annual return | 1.35% | 22.52%-21.2pp | 32.56%-31.2pp | 20.14%-18.8pp |
| Employer contribution / active EE | $767 | $1,731-55.7% | $4,002-80.8% | $2,281-66.4% |
| Participant deferral / active EE | $1,966 | $3,158-37.7% | $4,797-59.0% | $3,203-38.6% |
| Admin fee / account holder | $1,369 | $3,647-62.5% | $8,520-83.9% | $4,296-68.1% |