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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,111 | $73,009+105.6% | $90,756+65.4% | $68,495+119.2% |
| Participation rate | 100.0% | 70.8%+29.2pp | 75.7%+24.3pp | 67.9%+32.1pp |
| Annual return | -14.64% | -13.81%-0.8pp | -12.16%-2.5pp | -7.84%-6.8pp |
| Employer contribution / active EE | $4,066 | $2,193+85.4% | $2,922+39.2% | $2,596+56.6% |
| Participant deferral / active EE | $4,650 | $3,626+28.2% | $4,565+1.9% | $4,028+15.5% |
| Admin fee / account holder | $6,278 | $5,896+6.5% | $8,445-25.7% | $5,403+16.2% |