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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,320 | $100,792-51.1% | $86,691-43.1% | $134,509-63.3% |
| Participation rate | 82.6% | 78.9%+3.7pp | 76.6%+6.0pp | 81.2%+1.4pp |
| Annual return | -11.34% | 29.08%-40.4pp | 35.94%-47.3pp | 418.13%-429.5pp |
| Employer contribution / active EE | $738 | $3,491-78.9% | $2,837-74.0% | $4,741-84.4% |
| Participant deferral / active EE | $2,472 | $5,339-53.7% | $4,656-46.9% | $6,400-61.4% |
| Admin fee / account holder | $325 | $10,924-97.0% | $7,492-95.7% | $11,427-97.2% |