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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,865 | $125,797-33.3% | $170,043-50.7% | $75,173+11.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 5.18% | 27.20%-22.0pp | 53.40%-48.2pp | 160.72%-155.5pp |
| Employer contribution / active EE | $3,639 | $4,616-21.2% | $6,790-46.4% | $2,671+36.3% |
| Participant deferral / active EE | $5,434 | $6,838-20.5% | $10,410-47.8% | $4,126+31.7% |
| Admin fee / account holder | $4,304 | $8,177-47.4% | $12,824-66.4% | $5,651-23.8% |