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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,137 | $94,529-47.0% | $140,019-64.2% | $64,173-21.9% |
| Participation rate | 94.4% | 84.1%+10.4pp | 87.5%+6.9pp | 69.6%+24.9pp |
| Annual return | -7.52% | 7.77%-15.3pp | 651.17%-658.7pp | 7.63%-15.2pp |
| Employer contribution / active EE | $3,004 | $3,812-21.2% | $5,605-46.4% | $2,381+26.2% |
| Participant deferral / active EE | $3,693 | $5,250-29.7% | $6,927-46.7% | $3,470+6.4% |
| Admin fee / account holder | $4,822 | $6,741-28.5% | $10,705-55.0% | $4,887-1.3% |