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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,109 | $80,992+27.3% | $96,534+6.8% | $75,173+37.2% |
| Participation rate | 63.6% | 71.8%-8.2pp | 76.0%-12.3pp | 67.2%-3.6pp |
| Annual return | 17.95% | 27.05%-9.1pp | 25.88%-7.9pp | 160.72%-142.8pp |
| Employer contribution / active EE | $2,036 | $2,283-10.8% | $2,965-31.4% | $2,671-23.8% |
| Participant deferral / active EE | $4,229 | $3,929+7.6% | $4,851-12.8% | $4,126+2.5% |
| Admin fee / account holder | $2,405 | $6,717-64.2% | $8,253-70.9% | $5,651-57.4% |