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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,871 | $71,873+19.5% | $86,698-1.0% | $68,490+25.4% |
| Participation rate | 71.9% | 72.2%-0.3pp | 76.6%-4.7pp | 67.9%+4.0pp |
| Annual return | -14.93% | 3.54%-18.5pp | 35.96%-50.9pp | -7.85%-7.1pp |
| Employer contribution / active EE | $2,108 | $2,173-3.0% | $2,837-25.7% | $2,597-18.8% |
| Participant deferral / active EE | $4,256 | $3,779+12.6% | $4,656-8.6% | $4,028+5.7% |
| Admin fee / account holder | $3,467 | $6,110-43.3% | $7,492-53.7% | $5,403-35.8% |