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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,023 | $92,219+107.1% | $76,767+148.8% | $135,380+41.1% |
| Participation rate | 50.0% | 79.8%-29.8pp | 77.0%-27.0pp | 82.6%-32.6pp |
| Annual return | -5.86% | 5.46%-11.3pp | 2.43%-8.3pp | 519.81%-525.7pp |
| Employer contribution / active EE | $2,454 | $3,216-23.7% | $2,485-1.3% | $4,779-48.6% |
| Participant deferral / active EE | $2,806 | $4,508-37.8% | $3,852-27.1% | $5,609-50.0% |
| Admin fee / account holder | $2,202 | $10,749-79.5% | $6,675-67.0% | $10,828-79.7% |