Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,682 | $77,901-59.3% | $149,717-78.8% | $75,181-57.9% |
| Participation rate | 34.0% | 65.6%-31.6pp | 78.8%-44.8pp | 67.2%-33.2pp |
| Annual return | 11.43% | 31.73%-20.3pp | 134.41%-123.0pp | 160.69%-149.3pp |
| Employer contribution / active EE | $457 | $3,137-85.4% | $4,820-90.5% | $2,671-82.9% |
| Participant deferral / active EE | $987 | $3,411-71.1% | $5,682-82.6% | $4,126-76.1% |
| Admin fee / account holder | $3,570 | $5,949-40.0% | $13,213-73.0% | $5,650-36.8% |