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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,614 | $105,145-85.1% | $94,664-83.5% | $139,466-88.8% |
| Participation rate | 80.0% | 82.4%-2.4pp | 80.8%-0.8pp | 80.3%-0.3pp |
| Annual return | 26.53% | 38.09%-11.6pp | 156.84%-130.3pp | 373.66%-347.1pp |
| Employer contribution / active EE | $3,033 | $4,107-26.2% | $3,673-17.4% | $4,754-36.2% |
| Participant deferral / active EE | $4,899 | $7,599-35.5% | $7,417-33.9% | $6,712-27.0% |
| Admin fee / account holder | $2,317 | $8,972-74.2% | $7,222-67.9% | $11,409-79.7% |