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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,325 | $59,111-87.6% | $86,451-91.5% | $68,490-89.3% |
| Participation rate | 68.0% | 75.2%-7.2pp | 80.3%-12.3pp | 67.9%+0.1pp |
| Annual return | 0.00% | -0.22%+0.2pp | 4398.51%-4398.5pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,225 | $2,519-11.7% | $3,770-41.0% | $2,597-14.3% |
| Participant deferral / active EE | $3,916 | $5,900-33.6% | $6,953-43.7% | $4,028-2.8% |
| Admin fee / account holder | $72 | $5,640-98.7% | $6,734-98.9% | $5,403-98.7% |