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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,182 | $99,994-79.8% | $146,647-86.2% | $85,851-76.5% |
| Participation rate | 72.4% | 73.1%-0.6pp | 80.1%-7.7pp | 69.3%+3.1pp |
| Annual return | 890.42% | 18.93%+871.5pp | 22.75%+867.7pp | 318.63%+571.8pp |
| Employer contribution / active EE | $2,610 | $2,559+2.0% | $4,137-36.9% | $2,565+1.7% |
| Participant deferral / active EE | $5,060 | $4,006+26.3% | $5,506-8.1% | $3,952+28.0% |
| Admin fee / account holder | $3,262 | $7,703-57.6% | $10,281-68.3% | $6,261-47.9% |