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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,485 | $95,895+177.9% | $79,576+234.9% | $134,509+98.1% |
| Participation rate | 40.0% | 75.0%-35.0pp | 69.5%-29.5pp | 81.2%-41.2pp |
| Annual return | 68.02% | -2.72%+70.7pp | 0.15%+67.9pp | 418.13%-350.1pp |
| Employer contribution / active EE | $1,724 | $3,128-44.9% | $2,413-28.5% | $4,741-63.6% |
| Participant deferral / active EE | $5,945 | $4,693+26.7% | $3,985+49.2% | $6,400-7.1% |
| Admin fee / account holder | $0 | $9,129-100.0% | $6,834-100.0% | $11,427-100.0% |