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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,296 | $81,870-63.0% | $119,622-74.7% | $68,486-55.8% |
| Participation rate | 31.0% | 71.9%-40.9pp | 79.3%-48.2pp | 67.9%-36.9pp |
| Annual return | -17.35% | -23.82%+6.5pp | -14.98%-2.4pp | -7.85%-9.5pp |
| Employer contribution / active EE | $747 | $2,692-72.3% | $4,232-82.4% | $2,597-71.2% |
| Participant deferral / active EE | $2,263 | $4,148-45.4% | $5,601-59.6% | $4,028-43.8% |
| Admin fee / account holder | $203 | $6,583-96.9% | $10,328-98.0% | $5,404-96.2% |