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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,634 | $81,763-98.0% | $58,561-97.2% | $139,466-98.8% |
| Participation rate | 87.5% | 61.3%+26.2pp | 50.9%+36.6pp | 80.3%+7.2pp |
| Annual return | 107.87% | 7427.77%-7319.9pp | 4251.33%-4143.5pp | 373.66%-265.8pp |
| Employer contribution / active EE | $638 | $1,398-54.4% | $1,053-39.4% | $4,754-86.6% |
| Participant deferral / active EE | $1,528 | $2,555-40.2% | $1,923-20.5% | $6,712-77.2% |
| Admin fee / account holder | $930 | $3,273-71.6% | $2,520-63.1% | $11,409-91.8% |