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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,901 | $156,398-27.8% | $147,318-23.4% | $138,895-18.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 24.07% | 78.75%-54.7pp | 70.43%-46.4pp | 145.39%-121.3pp |
| Employer contribution / active EE | $25,996 | $4,853+435.6% | $4,593+466.0% | $4,194+519.8% |
| Participant deferral / active EE | $22,281 | $8,237+170.5% | $7,906+181.8% | $6,396+248.3% |
| Admin fee / account holder | $2,606 | $14,976-82.6% | $13,708-81.0% | $12,562-79.3% |