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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,946 | $148,623-69.1% | $135,974-66.2% | $139,466-67.1% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 23.31% | 79.30%-56.0pp | 68.30%-45.0pp | 373.66%-350.3pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $6,628 | $8,103-18.2% | $7,760-14.6% | $6,712-1.3% |
| Admin fee / account holder | $1,933 | $12,406-84.4% | $10,767-82.0% | $11,409-83.1% |