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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,746 | $118,467-36.1% | $98,450-23.1% | $139,456-45.7% |
| Participation rate | 42.9% | 77.5%-34.6pp | 75.2%-32.3pp | 80.3%-37.5pp |
| Annual return | 22.69% | 18.95%+3.7pp | 21.16%+1.5pp | 373.45%-350.8pp |
| Employer contribution / active EE | $2,767 | $3,611-23.4% | $3,049-9.2% | $4,753-41.8% |
| Participant deferral / active EE | $7,028 | $5,393+30.3% | $4,739+48.3% | $6,711+4.7% |
| Admin fee / account holder | $1,194 | $14,057-91.5% | $8,961-86.7% | $11,407-89.5% |