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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,785 | $62,589-46.0% | $76,768-56.0% | $64,173-47.4% |
| Participation rate | 75.8% | 72.8%+3.0pp | 77.0%-1.2pp | 69.6%+6.2pp |
| Annual return | -13.91% | -1.95%-12.0pp | 2.43%-16.3pp | 7.63%-21.5pp |
| Employer contribution / active EE | $4,089 | $1,832+123.2% | $2,485+64.5% | $2,381+71.7% |
| Participant deferral / active EE | $9,241 | $3,145+193.8% | $3,852+139.9% | $3,470+166.3% |
| Admin fee / account holder | $2,169 | $4,667-53.5% | $6,675-67.5% | $4,887-55.6% |