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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,396 | $102,661-54.8% | $151,628-69.4% | $66,930-30.7% |
| Participation rate | 77.8% | 85.5%-7.8pp | 87.5%-9.7pp | 69.8%+8.0pp |
| Annual return | 88.51% | -10.81%+99.3pp | 3.34%+85.2pp | 1.57%+86.9pp |
| Employer contribution / active EE | $6,736 | $4,184+61.0% | $6,165+9.3% | $2,545+164.7% |
| Participant deferral / active EE | $10,088 | $6,645+51.8% | $8,363+20.6% | $4,238+138.0% |
| Admin fee / account holder | $4,838 | $630+667.3% | $11,613-58.3% | $593+715.3% |