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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,603 | $110,801-89.5% | $86,868-86.6% | $167,518-93.1% |
| Participation rate | 35.0% | 75.8%-40.8pp | 71.6%-36.6pp | 82.1%-47.1pp |
| Annual return | 16.33% | 117.00%-100.7pp | 63.53%-47.2pp | 478.71%-462.4pp |
| Employer contribution / active EE | $529 | $3,245-83.7% | $2,496-78.8% | $4,838-89.1% |
| Participant deferral / active EE | $1,410 | $4,547-69.0% | $3,699-61.9% | $6,342-77.8% |
| Admin fee / account holder | $544 | $8,417-93.5% | $5,829-90.7% | $12,312-95.6% |