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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,973 | $48,053-58.4% | $84,623-76.4% | $72,983-72.6% |
| Participation rate | 20.0% | 57.6%-37.6pp | 68.2%-48.2pp | 69.5%-49.5pp |
| Annual return | 146.10% | 37.39%+108.7pp | 258.77%-112.7pp | 81.01%+65.1pp |
| Employer contribution / active EE | $231 | $1,602-85.6% | $2,652-91.3% | $2,440-90.5% |
| Participant deferral / active EE | $1,824 | $2,681-32.0% | $3,899-53.2% | $3,608-49.4% |
| Admin fee / account holder | $69 | $3,395-98.0% | $4,913-98.6% | $5,124-98.7% |