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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,782 | $61,787-53.4% | $97,197-70.4% | $80,925-64.4% |
| Participation rate | 62.9% | 63.5%-0.6pp | 72.7%-9.8pp | 67.7%-4.8pp |
| Annual return | 17.52% | -558.16%+575.7pp | 75.47%-57.9pp | 35.65%-18.1pp |
| Employer contribution / active EE | $1,892 | $1,836+3.0% | $2,723-30.5% | $2,756-31.4% |
| Participant deferral / active EE | $5,001 | $3,027+65.2% | $4,263+17.3% | $4,299+16.3% |
| Admin fee / account holder | $6,081 | $5,170+17.6% | $5,637+7.9% | $6,940-12.4% |