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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,553 | $106,551-68.5% | $91,225-63.2% | $134,532-75.1% |
| Participation rate | 52.4% | 76.8%-24.4pp | 73.2%-20.8pp | 81.2%-28.8pp |
| Annual return | -18.35% | 160.78%-179.1pp | 114.12%-132.5pp | 418.27%-436.6pp |
| Employer contribution / active EE | $1,996 | $3,331-40.1% | $2,851-30.0% | $4,741-57.9% |
| Participant deferral / active EE | $3,740 | $4,718-20.7% | $4,233-11.7% | $6,401-41.6% |
| Admin fee / account holder | $322 | $6,234-94.8% | $5,422-94.1% | $11,429-97.2% |