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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,782 | $61,815-53.4% | $97,295-70.4% | $80,959-64.4% |
| Participation rate | 62.9% | 63.5%-0.6pp | 72.7%-9.8pp | 67.7%-4.8pp |
| Annual return | 17.52% | -558.73%+576.3pp | 75.62%-58.1pp | 35.67%-18.1pp |
| Employer contribution / active EE | $1,892 | $1,836+3.0% | $2,723-30.5% | $2,757-31.4% |
| Participant deferral / active EE | $5,001 | $3,027+65.2% | $4,264+17.3% | $4,300+16.3% |
| Admin fee / account holder | $6,081 | $5,166+17.7% | $5,646+7.7% | $6,925-12.2% |