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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,155 | $167,352-80.8% | $143,788-77.6% | $134,509-76.1% |
| Participation rate | 84.6% | 84.8%-0.2pp | 80.3%+4.3pp | 81.2%+3.4pp |
| Annual return | -20.39% | 0.47%-20.9pp | -0.03%-20.4pp | 418.13%-438.5pp |
| Employer contribution / active EE | $3,357 | $5,620-40.3% | $4,952-32.2% | $4,741-29.2% |
| Participant deferral / active EE | $5,226 | $6,447-18.9% | $5,638-7.3% | $6,400-18.3% |
| Admin fee / account holder | $483 | $18,091-97.3% | $14,675-96.7% | $11,427-95.8% |