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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,435 | $165,381-90.7% | $149,730-89.7% | $158,966-90.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.55% | 348.29%-331.7pp | 276.70%-260.2pp | 302.95%-286.4pp |
| Employer contribution / active EE | $3,954 | $5,104-22.5% | $4,645-14.9% | $4,762-17.0% |
| Participant deferral / active EE | $5,075 | $7,182-29.3% | $6,843-25.8% | $5,983-15.2% |
| Admin fee / account holder | $593 | $10,809-94.5% | $9,310-93.6% | $11,250-94.7% |