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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383 | $169,237-99.8% | $129,339-99.7% | $145,978-99.7% |
| Participation rate | 85.7% | 76.5%+9.2pp | 69.6%+16.1pp | 80.3%+5.4pp |
| Annual return | 16.69% | 14364.43%-14347.7pp | 9437.05%-9420.4pp | 550.52%-533.8pp |
| Employer contribution / active EE | $0 | $5,540-100.0% | $4,154-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $567 | $4,991-88.6% | $4,170-86.4% | $6,690-91.5% |
| Admin fee / account holder | $516 | $9,882-94.8% | $7,668-93.3% | $13,400-96.2% |